SERVICES

PERSONAL FINANCIAL PLANNING

RISK COVER

Income Protection
Death and Disability cover / Bond cover
Dread Disease cover
Medical Aid
Household and Auto insurance

INVESTMENTS

Education plans
Retirement planning – Retirement annuities, Preservations funds
Voluntary local investments – Endowments / Life portfolio’s
Offshore investments – Endowments / Life portfolio’s
Tax Free Savings Accounts (TFSA’s)
Structured guaranteed investments
Post retirement – Living or Life annuities or a Hybrid of living and life annuities
Fixed deposits – interim cash management
Bespoke share portfolio management

EMPLOYEE BENEFITS

RISK COVER

Medical Aid
Death and Disability cover
Income Protection
Dread Disease cover
Continuation options – counselling on exit options
Counselling – new staff induction

RETIREMENT FUNDING

Retirement scheme – takeover or new scheme quotes and implementation
Counselling – new staff induction
Counselling - retirement options (income annuities - see personal services)
Counselling - resignation (preservation funds – see personal services)
Counselling – retrenchment (withdrawal / preservation / annuity options)
Incentive Investment schemes

FINANCIAL PLANNING FOR YOUR BUSINESS

RISK COVER

Shareholder Buy and Sell cover
Contingent Liability – keyman cover, surety cover
Commercial risk cover for buildings, auto and trading stock
Professional indemnity

INVESTMENTS

Incentive schemes for key staff
Local and Offshore Investments

ANCILLARY SERVICES

We support local business

Ask us about our ancillary services eg tax, accounting, legal, web development and many more (we do not share fees or commissions)